Akoni helps you maximise your interest earned and manage risk without the hassle of researching rates, setting up, and then monitoring multiple accounts. We do the work of placing cash with our partner banks and bring you as wide a choice as possible. We help you make the most of your cash in a safe and secure way.

An instant access cash savings account is a savings account that allows you to access your money whenever you need it. With an instant access account, you won’t be penalised for withdrawing your money before a particular time.That way, you can set something aside each month and earn interest, knowing you can take out your money straight away.

Our system automatically searches the products offered by our panel banks and updates results daily as noted in the Terms and Conditions. We provide you the best rates offered by our panel banks depending on your governance preferences. Furthermore, we don't accept advertising or sponsorship, nor do we take any commission from the banks for placing your funds. Different rates may be available directly from our bank partners.

Cash management platforms like Akoni aim to simplify the opening and managing of accounts so that you can easily split your money across multiple banks.

You can do this by viewing additional products, and then adding other cash deposit products.

There is no limit to the number of deposits you can make. However, there might be a limit on the amount of money you can deposit into any one bank.

Our Deposit Planner, marketplace and personalised cash report service are completely free to use. Through our platform, you will also be able to make deposits with our panel banks and collect interest when available/upon maturity from a wide variety of products offered, all via one hub account. This service and additional services including our business analysis report, are subject to fees and terms and conditions, which we make clear in those sections of the site.  

We take no commission from banks nor do we collect interest nor hold your money, so you can always trust Akoni for unbiased recommendations.
If you would like to better understand how Akoni fees are calculated and billed, please download our fees illustration.

Please refer to the Deposit Guarantee, Terms and Conditions and Key Facts for each product for specific information around FSCS protection.

We use bank-level security standards, ensuring your data is safe. Our policies are in line with the Data Protection Act, and we are regulated under the Information Commission Officer (ICO) and abide by their rules in data protection. We promise not to sell your data to any other organisation and to only use it for the purpose for which you are registered and signed up as per our Privacy terms available here.